Serving Banks, ISOs, PayFacs, ISVs and Complex Merchants
Specialties
You get our full team, on tap, with one goal: to help you solve hard payments problems and design better systems.
Margins disappearing into thin air? KPIs shifting without a clear cause? Whether you’re an acquiring bank trying to unwind an ISO or TPS FBO account, an ISO watching your profits quietly slip away, an ISV double-checking your residuals, or a high-volume merchant spotting anomalies in your processing metrics—we’ve seen it all, and we know where to look.
We dive into the weeds most folks avoid: card brand fees, NACHA files, interchange, dues and assessments, and yes—even those cryptic, clunky residual reports that make your eyes glaze over. We untangle financial data across the entire payments stack to uncover misalignments, identify leakage, and flag errors others miss. This isn’t just accounting—it’s CSI for your payment flows.
Our forensic work turns confusion into clarity, giving you the leverage to renegotiate, restructure, or reclaim what's rightfully yours. If the money trail is murky, consider us your flashlight.
This isn't a project. It's a partnership.
We built Payments Therapy as a 6-month, all-access engagement for companies that need expert-level help across the payments spectrum — not just for one issue, but for whatever challenges come up along the way.
You get our full team, on tap, with one goal: to help you solve hard payments problems and design better systems. If it's in our domain — and chances are, it is — it's covered.
We'll dive into everything from fraud and risk mitigation strategies to PCI compliance without the pain. We'll help you make sense of ISO8583 and other legacy integration nightmares, optimise interchange in ways that actually move the needle, and apply software-design principles tailored for payments infrastructure.
We can jump into vendor negotiations, assist with forensic accounting when the numbers don't add up, or help you build and launch new acquiring or third-party sender programs from scratch.
And yes — we'll even help with that one obscure, undocumented thing you stumbled on at 2 am that we figured out years ago.
Think of us as your outsourced payments team — embedded, responsive, and deeply committed to making payments not just work, but work better. Whether you're scaling fast, untangling technical debt, or trying to make sense of rules that never seem to stay still, we're here to guide, build, and fix — side by side.
