Serving Banks, ISOs, PayFacs, ISVs and Complex Merchants
This isn’t a project. It’s a partnership.
Support for every stage of a payments problem — from early symptoms to critical care.
Expert guidance, without the heavy lifting.
Couch Sessions is a good fit if you don’t need a full engagement, but you do need a trusted payments expert to talk things through.
It’s ideal for founders, product leaders, and teams who are navigating decisions, sanity-checking approaches, or trying to get unstuck — without asking someone to take over the work. If you want smart, fast answers and a reliable sounding board, this is the place to start.
Designed to uncover root causes and fix what’s actually broken.
The Treatment Plan is built for companies dealing with complex, interconnected payment problems that won’t be solved in a few conversations.
If you know the issue you’re seeing is only part of a bigger picture — or if progress keeps stalling because everything touches everything else — this program gives you the time, access, and depth needed to untangle it properly and build something that actually holds up.
For payment problems that can’t wait.
Intensive Care is for urgent, high-stakes payment situations where something is actively breaking, at risk, or under external pressure.
If processors, banks, networks, or revenue are involved — and waiting is not an option — this program provides focused, customized support to stabilize the situation and create a path forward. This is not a template or a fixed scope; it’s hands-on help when the consequences are real.
Specialties
You get our full team, on tap, with one goal: to help you solve hard payments problems and design better systems.
Margins disappearing into thin air? KPIs shifting without a clear cause? Whether you’re an acquiring bank trying to unwind an ISO or TPS FBO account, an ISO watching your profits quietly slip away, an ISV double-checking your residuals, or a high-volume merchant spotting anomalies in your processing metrics—we’ve seen it all, and we know where to look.
We dive into the weeds most folks avoid: card brand fees, NACHA files, interchange, dues and assessments, and yes—even those cryptic, clunky residual reports that make your eyes glaze over. We untangle financial data across the entire payments stack to uncover misalignments, identify leakage, and flag errors others miss. This isn’t just accounting—it’s CSI for your payment flows.
Our forensic work turns confusion into clarity, giving you the leverage to renegotiate, restructure, or reclaim what's rightfully yours. If the money trail is murky, consider us your flashlight.
