While you're hanging lights and prepping bonuses, card brand compliance fees might be quietly stealing Christmas. Discover how data integrity failures and non-compliance fines are draining revenue across ISOs, PayFacs, ISVs, and merchants — and what you can do to stop the holiday heist.

ISVs with brilliant software often get suckered into payments partnerships that feel more like messy divorces than profitable ventures. Before you get hitched, here's your prenup—aka everything you need to know about choosing the right payments partner.