Demystifying "Tokenization” in Payments: Vaults, COF, and the Real Network Tokens
"Tokenization” gets thrown around a lot in payments - often incorrectly. We're cutting through the noise to explain the difference between vaulting, Credential-on-File (COF), and true network tokenization, and how each impacts interchange, authorization rates, compliance, and recurring transaction performance.
( Jan 14th, 2026 )